FIXED DEPOSIT MIS

Dnyankrupa Multistate’s Fixed Deposit Monthly Income Scheme (MIS) is perfect for customers seeking regular income with safety and stability. Under this scheme, customers invest a lump sum for a fixed period and receive monthly interest payouts, ensuring steady cash flow. It’s ideal for retirees, homemakers, and individuals looking for passive income. The scheme offers attractive interest rates, guaranteed returns, and peace of mind backed by a reliable co-operative institution.

Benefits

• 1. Simple investment product which offers safety and flexibility.
• 2. Minimum period of deposit: 30 days
• 3. No limit forMaximum period of deposit.
• 4. Minimum Amount of deposit is Rs.500.
• 5. No limit for maximum deposit amount.
• 6. Option of premature/partial withdrawal in case of any urgent funds’ requirement without penalty.

Rate of Interest

• 1. ROI ranges between 5.5% to 8.5% depending on tenure
• 2. 0.5% extra ROI for senior citizen.
• 3. 0.5% extra ROI for woman.

Eligibility

• 1. Any individual who is resident of India.
• 2. No age limit.

Documents Required

• 1. Identity Proof of depositor.
• 2. Address proof of depositor.
• 3. In case of minor, guardian’s documents & signature is required.